Davidson Ford of Watertown Finance Center

Find Out Why Drivers from Carthage, Clayton, Sackets Harbor and Alexandria Bay Trust Davidson Ford of Watertown for Their Auto Financing Needs

Whether you're looking to secure a car loan or considering a Ford lease, Davidson Ford of Watertown is ready to help. To be more specific, our auto financing experts can present you with a healthy selection of options pertaining to the specific new Ford F-150, Escape, Edge, or Explorer you may be considering. In the market for a used car instead? Nothing changes. We're still quite happy to crunch numbers for you.

If you're ready to get started, simply fill out our easy-to-use finance form. It's the most relaxing way to apply for financing (as you can do it on your own time), but it's not the only way. If you prefer to speak to us in person, be sure to stop by during regular business hours. Located in Watertown, we're a quick drive away from the surrounding Carthage, Clayton, Sackets Harbor and Alexandria Bay areas.

Auto Finance Vocabulary

• APR: The Annual Percentage Rate.
• Assignment: A transfer of a loan from one lender to another.
• Base Price: The costs of a car with standard equip incentives & freight.
• Certificate of Title: A Legal document issued by a state at the time of sale.
• Co-signer: A person who takes on a loan if the orig. borrower stops pay.
• Default: Failure to meet the terms of the loan.
• Interest: A percentage charge for a loan.
• MSRP: Manufacturers Suggested Retail Price.
• Refinance: When one loan is used to pay off another.
• Term: The length of the loan, 24, 48, 60... months.
• Underwriting: Verifying the data used to obtain a loan.